Did you hope we were done with the melancholy subject of debt?
Something came up from the readings that was unexpected and bears airing. People have a lot of hidden grief about their debt. It is out of sight, but not out of mind and weighs heavy on hearts.
All that material abundance has come at a greater price than we were told at the checkout when we punched in our PIN.
There are the obvious initial thoughts when buyer’s remorse kicks in or we get home and find there’s simply no where left to put something new. Deeper than that we think of the days of sunshine lost to our grey cubicles and fluorescent lights. We know that the youth of our hearts and the blushes of love are drained by uniforms and timetables and the indignities and compromises that come with not feeling free to walk away from a job. Perhaps you have figured out how much your modest mortgage will cost over the course of your loan and what each of those dollars will cost you in time in your cubicle or uniform. It is beyond sobering, it is a painful and softly brutalising moment.
There are many articles and blogs addressing how the five stages of grief relate directly to debt and I encourage you to get some support for where you are up to with yours because it is hard to see your way forward while you’re stuck in sorrow.
Ram Dass in his recent post on grief spoke about finding some solace in realising that “we only grieve for what we love” and in that moment there was a terrible clashing noise for me. None of us believes we love money, but in our culture, where we treat wealth in the form of money as the portal to fulfilment, the portal to all the things we do love to indulge in, debt does brings with it a trailing veil of grief. We must feed the screaming baby at the expense of current or future desires. Fear of missing out, yes, and the harsh reality that the money is not coming back, and worse, needs more money yet. We are not done working for someone else. Working to their timetable and to no foreseeable end.
How can we be released from this cycle?
Is it even possible?
Do we have the power to release ourselves?
Yes, we do have that power. As with all swords it comes with two edges so you’ll need to be sure you can handle it if you want to pick it up. Next week we’ll explore those edges.
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