Monthly Archives: September 2014

Follow the wind

Back in our nod to debt grief we asked a core question “Do we have power to release ourselves?”

We yearn for release, for freedom. People have done so through time, it just feels like there’s a stronger sense of entrapment in our wealthy modern world than there really should be. We are not politically oppressed, we are fed, can vote, we each enjoy a quality of life that surpasses that of even royalty just two generations ago. Why then are our quality of life surveys so constantly negative?

This is a haunting question. How can we release ourselves?

I’ve been looking for a choice for us to consider and I was told it would come from an unusual source. I looked and listened and scribbled notes and got nowhere waiting for a teacher to give a hint. Then, while down at the waterfront watching kites, a little toddler said “Follow the wind” and she faced into the breeze and closed her eyes in total bliss. A-HA!
Woodcut of Zephyrus from Nuremberg Chronicle, 1493In that moment she gave us all a reminder of what it is to be free. She reminded us that our shackles are mostly illusions. She saw through to the core of the situation and with her sharp sword of insight she sliced the knot in two.

Well that’s how it was for me, let’s unpack it together.

Freedom is not living in some vague, future utopia that will appear one day without any effort from us. It isn’t a ‘better’ that we can just buy. It is hard to say what it really is anymore because for most people freedom has begun to sound like an advertising slogan or an empty rhetorical stick that a politician uses to make a complicated important issue into a knee-jerk response. Our hearts are gummed up with this foul misuse. At best, we visualise a long holiday, but without the boredom.

But children know what it is. They don’t need to reference a dictionary meaning. They don’t fret about their own value or what curiosity will cost them. We know that freedom is not the same as being childish, but here’s a tantalising clue to lead us back into the right direction.

Our pets know what it is. They don’t even need human language to show us joy in the now and pure experience of whatever the moment is holding. Pets might be tame, but they stay free in a way we deeply envy. You’ve probably met someone who lives through their pet’s experience of the world. We know that freedom is not the same as being wild, but here’s a delicious scent of the juicy potential we used to have.

We know what it is not. We know somehow that these wage-slave lives where people worry about a 3 percent rise in interest rates, or how will they pay for getting any kind of sick that their insurance doesn’t cover aren’t it. Spending a year planning how to use a few weeks off to have a ‘decent break’ isn’t freedom, especially when no-one else does the work while you’re away. Triple jeopardy points if you paid for that ‘break’ on credit. That doesn’t feel like freedom.  We know that it isn’t really having two aisles of soft drink options in the supermarket or having more than 67 brands of cars to select from but somehow that’s what we agreed to accept somewhere along the line and now it is set in stone.

Well, that little girl reminds us that it is not set in stone. That many of the social conditions that we accept and treat as invincible are actually as fragile as a house made out of straw. There are a number of ways that if we huff and puff we could see them fall in. Do you remember how the global economy had a hiccup a few years back over some little ‘misunderstanding’? That was a good example of how things that we’re used to being bullied around by can actually turn out to be rotten or even simply a façade. We get to make a choice about how we participate in our society. We are actually in charge of how we participate.

We are actually in charge of how we participate.

We are actually in charge.

Those companies, those governments, those councils, banks and credit card companies, they all work for us. They’ve forgotten that and most importantly so have we, Everything can be different. They are not invincible. They are not the only way or the single answer. The wind blows the whole way around the earth. The wind blows into every home, every village, it blows across our faces and it whispers ideas into our ears. Welcome the wind and welcome the hope back into your heart. We are all in this together. Take a moment now and feel this, you have something in your hands that we’ve all been told not to notice, to ignore it, to treat it as a bother. It is a tiller. Feel it now. Can you feel that vibration in it? That is the wind of change, the zephyr of self-determination and if you want, the rudder it is connected to that you control, can set you on a new course. Where will you go? Ask some new questions.

That’s what I heard when she suggested we “follow the wind” and I can’t thank her enough.

Image credit: Woodcut of Zephyrus from Nuremberg Chronicle, 1493

Do you want better?

Thanks for sticking with the debt thing for the last few weeks. It is worth talking about because it links so closely into our faith that there’s a brighter future around the corner. That faith is insidious and it is only by using specific examples that we can understand how it is woven throughout our lives. Eventually we can identify it turning up and make an informed decision about whether to believe it or not. At least you’d know what flag you’re rallying under. That’s important because your expectations and resiliency come from your sense of your own ability to respond to the world.

Here’s an example. There’s an advertisement that’s come out recently. It is impeccably conceived and beautifully executed. This is how it goes.

“Everybody wants better. Everybody. It’s a given. Bigger. Brighter. Faster. Safer. Smarter. Better in a whole lot of ways.” <credit>

Ah, rousing isn’t it!? The advertising creative types have framed it cleverly. “Everybody wants better.” You can’t really argue with that. That’s why people emigrate to far away ands and learn another language. What reasonable person wouldn’t *want* *better*. Wants are like distractions – endless – and ‘better’ is obviously an improvement on whatever it is you’re currently making-do with.

Sometimes making things better is just darn practical.

A bridge across a river is better than a ferry – but wait – compared to what? If you’re trying to deliver on a deadline, yes it is better, but if you’re an artist wanting a lingering inspirational journey, you’re probably going to want the ferry.

Hand written copy of a document anybody? Wow, it can be beautiful, but gee it takes a long time and at the end you only have the one copy. If you want an artwork it is a great idea but if you want to reach the masses or at least 5 friends, probably a printing press is better.

Offical German postage stamp issued to commemorate Gutenberg press

Most of the decisions we’re making today in our lives are more nuanced than those practical examples. The first world makes so much fast and easy that we have very few practical needs unmet. For the economy to continue to grow, wants must be made stronger and stronger.

‘Better’ is an open word, waiting for you the reader (or listener) to put in the comparison. In an ad it basically can’t fail. ‘Want better’ is a double-subjective that creates a vacuum so powerful it can immediately suck any of your attention and then available disposable income into the vortex of that need that it just created.

Look again at the phrase, it is code too for “What you have is not enough and there’s a lot more that you’re missing out on.” It is kinda wasted on the product that paid for the ad. That agency should have bundled a whole bunch of mid-sized aspirational wanna-be products and sold them shares in this campaign. But I digress.

So yes, everybody does want better, it *is* a given. This is a chance to make a choice about what you’re going to compare things to. Do you want better from our governments for the generations not yet born? Do you want better for the billions of people who live without running water or hope of a secure food supply? For whom do you want better and against that what decision will you make next time you see an ad for a new smartphone?

We move through scenarios all the time and our bias is for optimistic outcomes, but there is not necessarily a brighter future around the corner for all of us. How you make decisions is becoming a lot more important than the decisions you make because the future really is an unknown country.

Image source.

Debt grief

Did you hope we were done with the melancholy subject of debt?
Not yet.
Something came up from the readings that was unexpected and bears airing. People have a lot of hidden grief about their debt. It is out of sight, but not out of mind and weighs heavy on hearts.

All that material abundance has come at a greater price than we were told at the checkout when we punched in our PIN.

Drawing by Theodoros Pelecanos, in a 1478 copy of a lost alchemical tract by Synesius. Wikipedia.

There are the obvious initial thoughts when buyer’s remorse kicks in or we get home and find there’s simply no where left to put something new. Deeper than that we think of the days of sunshine lost to our grey cubicles and fluorescent lights. We know that the youth of our hearts and the blushes of love are drained by uniforms and timetables and the indignities and compromises that come with not feeling free to walk away from a job. Perhaps you have figured out how much your modest mortgage will cost over the course of your loan and what each of those dollars will cost you in time in your cubicle or uniform. It is beyond sobering, it is a painful and softly brutalising moment.

There are many articles and blogs addressing how the five stages of grief relate directly to debt and I encourage you to get some support for where you are up to with yours because it is hard to see your way forward while you’re stuck in sorrow.

Ram Dass in his recent post on grief spoke about finding some solace in realising that “we only grieve for what we love” and in that moment there was a terrible clashing noise for me. None of us believes we love money, but in our culture, where we treat wealth in the form of money as the portal to fulfilment, the portal to all the things we do love to indulge in, debt does brings with it a trailing veil of grief. We must feed the screaming baby at the expense of current or future desires. Fear of missing out, yes, and the harsh reality that the money is not coming back, and worse, needs more money yet. We are not done working for someone else. Working to their timetable and to no foreseeable end.

How can we be released from this cycle?

Is it even possible?

Do we have the power to release ourselves?

Yes, we do have that power. As with all swords it comes with two edges so you’ll need to be sure you can handle it if you want to pick it up. Next week we’ll explore those edges.

 

Image source and © information: “Serpiente alquimica” by anonymous ; uploader Carlos adaneroThis work is in the public domain in the United States, and those countries with a copyright term of life of the author plus 100 years or less.This file has been identified as being free of known restrictions under copyright law, including all related and neighboring rights.. Licensed under Public domain via Wikimedia Commons.

 

Financial balance

Two Pentacles copyright Erin Morgenstern Phantomwise Tarot

Maybe you don’t see the debt you have as a problem  that needs fixing. After all, it is pretty normal to have some and probably you’ve reached an agreement with yourself about what’s ok to live with. The suggestion to live within your means is patronising and overly simplistic. I get that. Maybe you really are happy with constantly feeling the compulsion to get new stuff and shoving the old stuff to the back of the closet. Maybe you think that if you need to, you could take a load of barely used clothes and accessories to a store and get some cash back by selling them. Good luck to you.

If you haven’t tried to sell your stuff, especially if you think you could, and have even found yourself referring to it as “a type of asset” then I suggest you try. See what you can get for a hardcover book that you bought new for $45 just a year ago. See what your designer jacket is worth on the second hand clothing market. Take just one of those unused sporting items down to the pawnshop and see what they’ll offer you. I challenge you to swallow your pride and accept whatever you’re offered, if they’ll take it at all. Now ponder how much it cost to fill all those busting cupboards. If you’re using that stuff, fantastic, we’re talking about what is essentially clutter. You don’t use it, maybe you don’t even remember buying it. The point is, you’re still paying for it, and you’re paying to keep it.

You just don’t know what the future is going to bring. I know you’re likely to feel positive about it, to be optimistic that probably whatever’s coming is good news. I hope so. What if it’s not? Sure, most of the time nothing much changes. Every now and then something big happens to one of us personally, or to a friend. When it comes down, everyone involved goes right into reaction mode. When it happens, it all seems to happen fast. The rest of your life gets put on hold and you deal with it. Emotionally it can be hard to keep it together. Financially it can be a tsunami of bills and expenses and you need to be able to move through all of that and keep it together to go to work, or look after someone, or call in the attack lawyers or translate from the medical specialists. Whatever the flavour of the situation what you do not need is to be green with worry about where the money will come from.

That’s an extreme example. Personal catastrophes are not common, but they do happen and a financial cushion of some kind can really help. In our interconnected global economy, there are many ways in which a twitchy butterfly somewhere you’ve never heard of can result a few weeks later in difficulties or hardship for you and the ones you love. If you have debt, you’ll find it harder to respond and recover from anything that blindsides you.

Of course it is hard to jump from debt to not debt. It is very much worth doing, although it is a challenging project in itself because you have to learn to balance two moving targets in an unpredictable environment. Like a dog standing on a ball and balancing another ball on your nose, you are going to need some specialist training and some good motivational treats.

Before you’re ready to perform you might be best placed to face up to the quirks and habits that got you where you are today. For all the rationalising about it, mostly why you’re in debt is likely to be due to some unconscious behaviours (I’m not talking about people looking up and aspiring to the poverty line, or in hardship due to extreme or ongoing, systemic poverty. If this is you, please contact a reputable charity and get some help and support in dealing with your situation. I’m talking to everyone else except probably Lady Gaga, Gina Rinehart and Rupert Murdoch).

You can’t see for yourself the patterns you’re in, or you’d change them. Who knows you well enough to tell you the truth without making a big deal about it (or it just being massively awkward)? Your subconscious is your best friend here. It really knows what’s going on when you don’t remember why you had to buy another pair of shoes almost identical to a pair you’ve never worn, or spend your week’s wage on a night out. I’m not normally someone who promotes a binary world view, but in this instance, it works well for the predicament we’re faced with. Income and expenditure, they need to be balanced in your life.

Think about it. You know about budgets, compound interest, and all those things, but you still do it. You’ve been cranky at yourself and sworn you’ll change, and you haven’t. You need to break the cycle. Imagine you had the information to stop your self-sabotage. You need to clear away some of the shadows you have around money so you can use your energy to gain balance and take control over your situation. Dance in balance with the available resources and your perceived needs

(Woo Woo Warning)

I use a very simple tool to ask my subconscious things that I feel ready to know (and you should really be ready because it never lies. It doesn’t tell even little white lies.) Your subconscious is always delighted to be invited to start a conversation with you, but it is not tame. You may not like what it says and some things it throws at you will be confronting.

There are lots of tools, but I like tarot cards because they represent archetypes I understand. There are 20 major life moments in pictures and 4 lots of simple, everyday experiences grouped by the themes of emotion, willpower, money and thoughts. That is the most simplified and basic description I could come up with in 25 words or less. It leaves a fair bit out as you might expect, but it is enough for what we’re want to achieve at the moment.

Well I’ve made a tarot spread, especially designed for this topic and it is available on my freebies page.
I haven’t had time to do a sample reading to illustrate this layout, so if you don’t have your own cards and you are keen to find out if this is helpful, I have a special offer. Let me know either in the comments or by email that you want a free reading and I will do a one for you (this offer is for the first three people who respond or until Monday 8th September 2014 whichever comes first) on the proviso that if I change any identifying details I may use your reading as an example. I will need you to tell me about your situation in order to do this, so please don’t ask if you’re all like “you’re the psychic, you tell me” because I am not a psychic, that’s not the kind of exercise we’re in here.

So, Income and expenditure. Face into the sun and the shadow falls behind you.

(Image © Erin Morgenstern from the unpublished Phantomwise Tarot)